Insurance & Payment
Insurance & Out-of-Network Billing
Understanding the different ways you can pay for therapy sessions is important in making informed decisions about your mental health care. I have taken steps to clarify different ways to utilize your benefits, and to provide you with additional resources, with the goal of helping you obtain the care you need without confusion or stress.
If you have HealthNet or Aetna insurance, I can accept your insurance and communicate directly with them to bill sessions.
If you do not have HealthNet or Aetna insurance, you have the option to:
pay privately (out of pocket)
pay privately and then request reimbursement from your insurance company
pay privately and use a service (such as “Mentaya”) that requests reimbursement from your insurance company on your behalf
If you do not have HealthNet or Aetna insurance
Private pay + reimbursement
Many clients choose to pay privately, and some clients chose to pay privately and then submit invoices to their insurance company for reimbursement. I am happy to provide you with the necessary documentation and walk you through the process of submitting these invoices to your insurance provider.
Using Mentaya for reimbursement
I also work with Mentaya, a platform that helps clients get money back on out-of-network therapy sessions. If you have out-of-network benefits, Mentaya will file claims and handle the insurance paperwork to help you get reimbursed. They charge a 5% fee per claim. You can sign up using this link: https://mentaya.com/inviteclient/9FA01Gfhw4fSNJBvurSb
Note: Mentaya is completely optional, and as your therapist I do not benefit in any way from you using it. The purpose of using Mentaya is to save you the time you would have spent submitting bills to your insurance company on your own.
Benefits calculator
Whether you chose to submit the superbill yourself, or to go through Mentaya, you can check your benefits with the out-of-network benefits calculator to the right. This benefits calculator can check how much your insurance would reimburse you for therapy sessions, so you can know ahead of time how much sessions will cost you after reimbursement.
Benefits Calculator
This benefits calculator can check how much your insurance would reimburse you for out-of-pocket therapy sessions.
Frequently Asked Questions
Q: What insurance plans do you accept?
A: I currently accept Aetna and HealthNet insurance plans. If you have one of these insurances, I can work directly with your insurance to handle billing and payments.
Q: Do you accept private pay clients?
A: Yes, I also accept private pay clients. If you prefer to pay out-of-pocket for therapy sessions, you have the option to do so.
Q: Can I get reimbursed by my insurance if I pay privately?
A: Many clients choose to pay privately and then submit invoices to their insurance company for reimbursement. I am happy to provide you with the necessary documentation and walk you through the process of submitting these invoices to your insurance provider.
I also work with Mentaya, a platform that helps clients get money back on out-of-network therapy sessions. If you have out-of-network benefits, Mentaya will file claims and handle the insurance paperwork to make sure you get reimbursed. They charge a 5% fee per claim and have helped people get thousands of dollars back per year. You can sign up using this link: https://mentaya.com/inviteclient/9FA01Gfhw4fSNJBvurSb
Note: Mentaya's goal is to save you time and money. It's completely optional, and as your therapist I do not benefit in any way from your participation.
Whether you chose to submit the superbill yourself, or to go through Mentaya, you can check your out of network benefits here. This benefits checker will calculate how much therapy sessions with me would cost after your insurance reimburses you.
Q: How does the process of insurance reimbursement work if I pay privately?
A: You can either:
Have Mentaya file claims to your insurance, or
I will provide you with an invoice that you can submit to your insurance,
according to their policies and procedures.
Q: Will my insurance cover the full cost of therapy?
A: You can plug your insurance card information into the benefit checker to find out how much your insurance covers.
You can also call your insurance company directly to obtain this information. You can ask your insurance about coverage, including any deductibles, copayments, or limits on the number of sessions covered.
Q: What forms of payment do you accept for private pay?
A: For private pay clients, I accept various forms of payment, including health savings account cards, credit cards, and checks. Please let me know your preferred payment method, and we can arrange the details accordingly.